Dr. Seema Sharma

Qualification

Board/ University

Year

PhD

Gauhati University

2017

MBA

Sikkim Manipal University

2012

M.COM(ACCOUNTANCY)

Gauhati University

2001

B.COM

(ACCOUNTANCY)

Gauhati University

1999

10+2

AHSEC

1996

10

SEBA

1994

LICENCIATE of Insurance Institute of India (III),Mumbai in 1995.

ASSOCIATE of Insurance Institute of India (III),Mumbai in 2001.

FELLOWSHIP of Insurance Institute of India (III),Mumbai in 2006.

Qualified NET (National Eligibility Test) in the year 2011.

Qualified SLET( State Level Eligibility Test) in the year 2011.

Certified Trainer of AIMA BizLab by All India Management Association (AIMA), India.

Certified Trainer of National Stock Exchange (NSE) Academy.

Position/Responsibilities

Duration

        Organization

Faculty Member in ICFAI National College

July 2008 to July 2010.

Guwahati

Faculty in Insurance Academy North-East

February 2008 to July 2008

Bhangagarh, Guwahati

Lecturer in Accountancy, Post-Graduate Department

October 2005 to July 2008.

Gauhati Commerce College,

Faculty in Advent Multiservice Pvt. Ltd

July 2004 to July 2008.

Bhangagarh, Guwahati

Title of the Book/ Book chapter published

Name of Publisher

Author

   Year

       ISBN No.

“Industry 4.0”

P. K. Publisher & Distributor

Sharma S,

978-81-19248-79-3

Enhancing Financial Literacy: Strategies, Challenges, and Global Initiatives” in “Emerging Perspectives on Financial Well-Being”,

 IGI Global

Geetha Manoharan, G. Nithya, Abdul Razak, Subhashini Durai, Seema Sharma, Sunitha Purushottam Ashtikar,

ISBN 9798369317501 Page no. 111-128

  Challenges and Opportunities in Green Finance:Overcoming Barriers and Scaling up Sustainable Investments” in “Practical Approaches to Agile Project Management”

 IGI Global

Geetha Manoharan, G. Nithya, Abdul Razak, Seema Sharma, Sunitha Purushottam Ashtikkar.,

 ISBN13: 9798369333181 pg 398-413.

An Assessment of Management Education in the Context of New Education Policy (NEP)” in “National Education Policy 2020 & Its Implementation Strategy”

Global Publishing House

Rongpipi. P, Sharma S.,

ISBN: 978-93-95606-00-4, page no. 233-245.

“Impact of Violence on the Unorganised Labourers - A Study on Selected Districts of Assam” in“Problems of Industrial Labourers in Assam

Sharma.S, Sharma S

ISBN-978-93-81694-58-9.

FDI and the UnorganisedRetail Sector - The Road Ahead” in “Foreign Direct Investment In Retail Sector”,

Sharma S, Todi R, Sharma S

   2014

ISBN no. 9788192949109. 

Journal Publications :

• Ganapathy, S., and Singh, P., and Sharma, S. (2025). " Cryptocurrency as a Disruptive Force in Traditional Banking: Opportunities and Challenges" in Journal of Information Systems and Engineering and Management. Vol. 10 Issue 8. e ISSN: 2468- 4376
• Rongpipi P. Sharma S, “Factors Affecting Entrepreneurial Growth and Significance: Analysis of Entrepreneurial Education in Assam” in Journal of the Knowledge Economy in ISBN 18687873 volume 2024 Issue 1(Springer).
• Satpathy A,Samal.A, Gupta.S, Kumar S, Sharma.S, Manoharan.G, Karthikeyan.M, Sharma a, “To Study the Sustainable Development Practices in Business and Food Industry” in Migration Letters in  Vol. 21 Issue No. S1 in 2024(WoS).
• Rongpipi P. Sharma S, “ Study the Effect of Entrepreneurship Education in Management Studies in Entrepreneur Development using different Statistical Tools” in Journal of Philanthropy and Marketing, Vol 3 Issue 01(2023), ISSN NO: 2691-1361, pg 901-908, 2024 (WoS).
• Rongpipi P. Sharma S, “ Significance of Entrepreneurial Education in the Context of Management Studies” in BioGecko, Vol 12 Issue 03, ISSN NO: 2230-5807, pg 1042-1051, 2023 (WoS).
• Khade L, Sharma S., “The Impulse Buying Behaviour of Working Women Towards Purchasing Fashion Apparel in Guwahati City” in European Chemical Bulletin, Vol.12, Issue 1(Part B) bearing ISSN 2063-5346 in 2023. (Scopus)
• Khade L, Sharma S, “Impact of Covid 19 on Online Apparel Buying Behaviour of Working Women in Guwahati City of Assam”, Journal of Pharmaceutical Negative Results, Vol 13, Special Issue 10 (2022)  ISSN 2229-7723, pg no. 2151-2157. (Scopus)
• Zaman T, Sharma S, “A Study of the Health Status of the Slum Dwellers and the present Healthcare Facilities in the Slum Areas” in BIOSCIENCE RESEARCH, Vol 19 Issue.(3) bearing ISSN - 2218-3973,  pg no. 1542-1549 in 2022. (Web of Science)
• Khade L,, Sharma S, “Changing Behaviour of Women Towards Buying: A Study on Fashion Apparel” published in NIU International Journal of Human Rights in volume no. 9(1) bearing ISSSN no. 2394-0298 in pg no. 74-82 in 2022. (UGC Care List -1)
• Chakravorty P, Sharma S, “Financial Literacy Among College Students: A study in some selected area of Guwahati” in journal SpecialusisUgdymas in Special Edition in vol. 1 Issue: 43 bearing ISSN 1392-5369,  pg no. 4988- 4994 in 2022.(Scopus)
• Das Nitul, Sharma S, “Contribution of Business Incubators to Start up Eco System – A Case Study of Assam” in “The Journal of Oriental Research Madras” in Vol. no. XCII-lXXXIIssue no. December 21, bearing ISSN0022-3301, pg no. 118-123, 2021.(UGC Care List -1)
• Chakravorty P, Sharma S, “Changes in Role Requirement of Indian Wives DuringCovid -19 Scenario with Reference to Financial Literacy”in Wesleyan Journal of Research ISSN 0975-1386 in Vol13 Issue (VIII) in 2021.(Scopus)
• Goswami G, Sharma S, “Social Media and Students during the Post Covid-19 Pandemic : Being Socially connected while Physically Distant” in Turkish Online Journal of Qualitative Inquiry (TOJQI),Volume 12, Issue 6 bearing ISSN No. 1309-6591, pg no. 5143-5157 in July’2021. (Scopus)
• Kashyap M, Sharma S, Deb. M, “A Quantification of Consideration Set Size of Rural and Urban Customers: A Bayesian Approach” in the “Journal of Critical Reviews” in Issue 13with ISSN 2394-5125 pg no. 3880-3895 in 2020. (Scopus)
• Sharma S, Sharma S, Debbarman R, Choudhury S, “Green Entrepreneurship: A Secured Mode of Sustainability and its Prospects in Assam’ in “Journal of Psychosocial Rehabilitation” Vol.24 Issue:7, ISSN 1475-7192, pg.13939-13947,2020.(Scopus)
• Goswami G, Sharma S, “Impact of Social Networking Sites on the Youth of Assam” in Elementary EducationOnline Vol.20 Issue 4 bearing ISSN 1305-3515 in pg no. 2162-2169in the year 2020. (Scopus)
• Sharma S, Sikidar S,  “Performance Measurement of Public Sector Insurance Units after De-Tariffication” in the “Journal of Business Management and Social Sciences Research (JBM&SSR)” bearing e-ISSN No: 2319–5614,  Volume 3 No.3 of March 2014 issue.
• Sharma S, Sharma S, “Insurance business in India – growing potential”, in the refereed journal “Vanijya”, published by Department of Commerce, Dibrugarh University, Assam, volume 24, bearing ISSN no. 0972-6594,published in 2014.
• Sharma S, Todi R, “Promoting Innovation and Entrepreneurial Development in Handloom Sector of N.E.Region – A Study on the Role of NEHHDC Ltd.”“The Brahmaputra – Rhythm of the Promises” volume-VIII, Issue-1, bearing ISSN 2278-246X in 2014.
• Sharma S, SikidarS.,“Risk Assessment in Banks and Compliance with Regulatory Norms” in International Journal of Economics, Law and Social Sciences, volume –I, Issue- 3, March 2014, bearing ISSN 2348-165X in 2014.
• Sharma S, SikidarS,“Reforms in Insurance sector: A Critical Look into An Aspect of De-Tariffication” in “Journal of Commerce” of Gauhati University, volume: XVIII: 2013-14, bearing ISSN 0971-4715 in 2014.
• Sharma S, Sikidar S, “A Critical Examination on the Level of Penetration and Performance of the Private Sector Insurance Entities” in “IRACST - International Journal of Commerce, Business and Management (IJCBM)” E-ISSN: 2319–2828, Volume 3 No 1 Feb 2014 issue.

Conference proceedings and presentations

• Participated and presented a a paper titled " Unravelling The Disruptive Role Of Insurtech in the Insurance Sector: A Comprehensive Review " at  a  Two Day International Conference on Sustainable, Innovative Practices in Business and Academia organised by JAIN (Deemed-to-be University), Center for Management Studies.
• Participated and presented a a paper titled " Sustainable Development Goals and Universal Health Coverage: Concerns of Out of Pocket Expenditure in Health in India" at  a National Conference on Development and Sustainability"  in the 21st Century" organised by Department of Finance, Nalbari Commerce and College
• Participated and presented a a paper titled " Insurtech: An Overview" at  a National Conference on Development and Sustainability"  in the 21st Century" organised by Department of Finance, Nalbari Commerce and College
• Participated and presented a paper titled " Sustainable Health Insurance Portability: Challenges and Opportunities for Consumer - Centric Solutions in West Bengal" at  a National Conference on Development and Sustainability"  in the 21st Century" organised by Department of Finance, Nalbari Commerce and College
• Participated and presented a paper titled " Strategic Role of Finance in the developement of Bell Metal Industry with special reference to Sarthebari" at Research Scholars Conclave organised by Indian Institute of Information Technology Guwahati
• Participated and present a paper titled " Finance in the era of Industry 4.0: Integrating and Channelising Artificial Intelligence into Financial Services for a better user experience" in an International Seminar on Business and Sustainability, organised by St Edmund's College, Shillong 
• Presented a paper titled " Deciphering the Conundrum for Affordable and Clean Energy: A Case of State Bank of India" at an International Multidisciplinary Conference on Recent Trends and Developments in Research organised by Khandesh College Education Society's College of Engineering and Management.
• M. Meenaakumari, P.Jayasuriya, Nasa D, Sharma S. Manoharan G, Tewari M, “Loan Eligibility Prediction using Machine Learning based on Personal Information”Published in 2o22 5th International Conference on Contemporary Computing and Informatics (IC31),14-16 December 2022, Uttar Pradesh, India,IEEE. (Routledge)

• “Strategies maximizing the capabilities of women in leadership position amidst the changing  environment of machine learning and technology.2024”Internatinalconference on trends in quantum comuting and emerging business technologies,Pune India March 22-23,april.
• 2022, 5thInternational conference on contemporary computing and information, “Loan eligibility prediction using machine learning based on Personal Information”

RESEARCH PROJECTS UNDERTAKEN

• Training conducted for Resettlement of Retired Defence Personnel sponsored by Directorate General Resettlement, Guwahati, Assam from August to November, 2014 for Rs. 6, 90,000, conducted in collaboration with down town Charity Trust.

• Consultancy project on "Micro Finance and Financial Inclusion of the Poor: A study of Self-Help Groups with special reference to Guwahati city"

• Best paper award at the " National Conference on Development and Sustainability in the 21st century organised by Department of Finance, Nalbari Commerce College
• REVIEWER CERTIFICATE This certificate is awarded to in recognition of their contribution to 1 manuscript in 2025 for BMC Public Health.
• Felicitated during Guru Vandanprogramme on the occasion of Teacher’s Day by Bharat VikasParishad, Mid Guwahati Branch on 3rd September, 2023 at Guwahati for contribution and excellence in teaching.
• Received “PratibhaSamman” from BarpetaPariwar, Guwahati for commitment to achieving excellence in academics on 30th October, 2022 in Guwahati.
• Received “SammanPatra” for excellence and contribution in the field of academics on the occasion of Teachers Day from Marwari Sammelan Guwahati MahilaSakha, Guwahati on 5th September, 2022 in Guwahati.
• Visited Daffodil International University,Dhaka ,Bangladesh for one week Faculty Exchange Programme from 19th to 28th May,2022.

Name of the candidate

Reg. No.

Supervisor and Co-Supervisor

Title of the Thesis

Year of Awarding

Mr. TabrezUzZaman

AdtU/2015/Ph.D/CMHSS/Mgmt/F/043

Dr. Seema Sharma

Late Dr. S.K. Dutta

“Health Status and Health Behaviour of the Slum Dwellers in Assam and the Level of Health Awareness in the Slum Areas”-A study of Guwahati City.

2022

Mr. Ranajit Bandopadhyay

AdtU/2015/Ph.D/CMHSS/Mgmt/F/042

Dr. Seema Sharma

Late Dr. S.K. Dutta

A Study on the Prospect of Sustainable Livelihood in the Fringe Villages of the Kaziranga National Park, Assam.

2023

Ms. Pranami Chakravorty

AdtU/2018/PhD/C&M/Mgmt/F/091

Dr. Seema Sharma

A Study on Financial Literacy among Self-Employed Women of Guwahati City of Assam

2023

Mr. Nitul Jyoti Das

AdtU/2018/PhD/C&M/Mgmt/F/089

Dr. Seema Sharma

Role of Business Incubators in Nurturing Entrepreneurship in Assam

2023

Ms. Leena Khade

Adtu/2018/PhD/C&M/Mgmt/F/087

Dr. Seema Sharma

A Case Study on Fashion Apparel Buying Behaviour of the Working Women of Guwahati City.

2023

YEAR

DETAILS

2011

NET (National Eligibility Test)

2011

SLET(State Level Eligibility Test)

2006

FELLOWSHIP of Insurance Institute

of India (IIA),Mumbai

2006

Life member of Insurance Institute

Of India (IIA).

Certified Trainer of AIMA BizLab of All India Management Association (AIMA) 2019