Dr. Upasana Sharma

Ph.D.                                                               Gauhati University         2025    

Master of Business Economics                       Gauhati University         2013

B.A (Economics Hons.)                                   B.Borooah College         2010

H.S (Arts)                                                         Tinsukia College            2007

H.S.L.C                                                            Saumarjyoti Vidyalaya   2005

Assistant Professor (Management)              The Assam Royal Global University        April 2025-August 2025

Assistant Manager(Branch Banking Operations)        Axis Bank Limited                     2013-2015

Journal articles
• Dimensions of global financial inclusion and their impact on the achievement of the United Nations Development Goals, Borsa Istanbul Review 22-6 (2022) 1238–1250 http://www.elsevier.com/journals/borsa-istanbul-review/2214-8450 (Q1)
• The Vicious Circle of Non-performing Assets: An introspection for Indian banks to ensure their profitability amidst COVID – 19 pandemic, International Journal for Research in Engineering Application & Management (IJREAM) ISSN: 2454-9150 Vol-06, Issue-03, June 2020
• Financial Inclusion: An Initiative of Indian Banks towards Sustainable Rural Development, Advances in Economics and Business Management (AEBM) p-ISSN: 2394-1545; e-ISSN: 2394-1553; Volume 6, Issue 5; July-September, 2019, pp. 402-406 © Krishi Sanskriti Publications http://www.krishisanskriti.org/Publication.html

Book Chapter
• Co-authored a book chapter titled “Examination of Fuzzy Logic Applications for Short Term Stock Market Forecasting: A Systematic Review” published in the First Edition of The Interdisciplinary Nexus Law, Humanities and Management, University Book House (P) Ltd. ISBN: 978-93-6385-556-4

Conferences/Seminars
• Presented a paper on the topic “Digital Innovation in financial services and its impact on socio-economic dimensions of a society” in the ICSSR sponsored International Seminar on Entrepreneurial Innovation & Regional Development – A Bridge between North-East India & Association of South East Asian Nations (ASEAN)
• Presented a paper on the topic “Financial Inclusion: An initiative of Indian banks towards Sustainable Rural Development” in the International Conference on Recent Trend and Practices in Science, Technology, Management, and Humanities for Sustainable Rural Development (STMH - 2019)

Faculty Development Programmes and other certification courses:

• Have participated in the Faculty Development Programme on “Reimagining Education through NEP 2020: Multidisciplinarity, Innovation, and Integration of Indigenous Knowledge Systems (IKS)” organized by Indian Knowledge Systems (IKS) Cell, The Assam Royal Global University, Guwahati in association with Royal Centre for Human Resource Development(RCHRD) & Internal Quality Assurance Cell (IQAC), The Assam Royal Global University from 23rd – 28th June, 2025.
• Have successfully completed the Certified Peer Reviewer Course by Elsevier Researcher Academy in 2023
• Have successfully completed Principles of Sustainable Finance - an online course authorized by Erasmus University Rotterdam and offered through Coursera in 2023
• Have participated in the Faculty Development Programme on “Machine Learning and its Applications” conducted by Electronics and ICT Academy, IIT Roorkee from 04 May – 12 May, 2020.

UGC NET-JRF (Management, 2020)

Elsevier Reviewer Recognition